Panama Real Estate Blog
Guides, tips, and trends from the Panamanian real estate market
What Is Article 45 of Panama's Rental Law and How Does It Protect You? (2026)
Many people search for "Law 45 on rentals in Panama," but the law that actually governs rental agreements is Law 93 of 1973. Its Article 45 regulates the eviction and removal process — the legal mechanism that protects both tenant and landlord when a lease ends in dispute. This guide explains it all.
The Boom in One-Bedroom Apartments in Panama: What's Happening and Why (2026)
One-bedroom and studio apartments are the fastest-growing segment of Panama's real estate market in 2026. This guide explains why, who's buying them, what makes them attractive to investors, and the real limitations to weigh before committing to one.
Living on Avenida Balboa, Panama: Complete Oceanfront Guide (2026)
Avenida Balboa is Panama City's most iconic coastal boulevard: glass towers facing the Pacific, the Cinta Costera at your feet, and all of downtown less than ten minutes away. This guide explains what it's like to live here, how much it costs, which buildings stand out, and who it makes sense for in 2026.
Real Estate Investment in Panama for Non-Residents: Practical 2026 Guide
Panama is one of the most accessible markets in the world for the non-resident foreign investor: no ownership restrictions, no currency risk, and a legal system that puts foreigners on equal footing with local citizens. This guide covers everything you need to know to invest from abroad: rights, process, taxes, returns, structure, and the residency visa.
How Much Can You Raise the Rent When Renewing a Lease in Panama? (2026)
When a lease expires in Panama, how much can you raise the rent? The answer depends on whether the increase happens during the term of the contract or at the time of renewal, and whether the contract is Type A or Type B. This guide explains the legal framework, what you can do, and what the market actually allows in 2026.
How to Compare Two Apartments and Make the Best Decision in Panama (2026)
You've got two apartments in mind and can't decide. This guide gives you a concrete method for comparing both options with the same criteria: real price per square meter, total monthly cost, functional location, the building and its management, and the factors most people ignore until it's too late.
Panama Pensionado Visa 2026: Real Estate's Role in the Process
Panama's Pensionado Visa is considered one of the best retirement visas in the world. This guide explains how the real estate requirement works within the process, when owning property lowers the minimum income requirement, what discounts the law grants, and everything you need to know to apply in 2026.
The Best Apps for Managing Your Home in Panama (2026)
From paying the electric bill to finding a reliable plumber or tracking your household budget, there's an app for every home need in Panama. This guide gathers the most useful ones organized by category: utilities, payments, maintenance, security, and household organization.
Bank Mortgage vs. Developer Financing in Panama: Key Differences (2026)
When buying an apartment in Panama, you have two main financing paths: the bank and the developer. They aren't equivalent. This guide explains the real differences in rates, terms, requirements, risks, and when each option makes sense depending on your profile.
Are Apartment Prices in Panama Going to Drop? An Analysis with August 2026 Data
The question most asked by anyone evaluating a purchase in Panama: is it worth waiting for prices to drop? This guide answers with the most recent data available as of August 2026, analyzes the factors holding prices up and those that could push them down, and concludes honestly about what no one can guarantee.
Living in Punta Paitilla, Panama: Complete Guide to the Neighborhood with History and Ocean Views (2026)
Punta Paitilla is Panama City's residential neighborhood with the most history and the most skyline. With tree-lined streets, direct Pacific views, Hospital Paitilla within walking distance, and an established multicultural community, it's an area that combines what few others can offer. This guide tells you exactly what it's like to live here, how much it costs, and who it makes sense for in 2026.
The Neighborhoods with the Highest Appreciation in Panama City in 2026: A Zone-by-Zone Analysis
Not every neighborhood in Panama City appreciates at the same pace. This guide uses real data to analyze which ones have the highest appreciation in 2026, what's driving it in each case, where the biggest emerging potential lies, and how to choose the right neighborhood for your investment horizon.
What a Valid Lease Agreement Must Include in Panama (2026)
A lease agreement in Panama isn't valid just because both parties signed a piece of paper. Law 93 establishes mandatory elements, contract types, and a MIVIOT registration process that many landlords and tenants aren't aware of. This guide tells you exactly what it must include and how to formalize it correctly.
How Much Do You Need to Save to Buy Property in Panama? The Real 2026 Numbers
The most common question before buying property in Panama isn't how much the apartment costs, but how much cash you need on hand before signing. This guide runs the full math: down payment, closing costs, hidden costs, and what no one tells you that you need on closing day.
The Paperwork You Need to Handle When You Move to Panama (2026 Guide)
Moving to Panama is simpler than in most Latin American countries, but there's a sequence of procedures you should complete in the right order. This guide covers all the essentials: immigration status, bank accounts, health insurance, driver's licenses, and the practical steps of your first month.
How to Make the Most of a Terrace in a Panama City Apartment
A terrace in a Panama City apartment is a real asset if you know how to use it. This guide shows you how to turn it into a space you can enjoy year-round: which furniture holds up to the tropical climate, how to manage sun and rain, which plants thrive, and how to create zones with a clear purpose without overspending.
How to Calculate Panama's Real Estate Transfer Tax (ITBI 2026)
ITBI is the 2% tax paid every time a property changes hands in Panama. This guide explains how to calculate it correctly, who pays it, what changed in 2026 with the elimination of the exemption for new homes, and the legislative proposal that could soon modify it.
How Do Interest Rates Affect Panama's Real Estate Market? (2026)
Panama has no central bank, but interest rates affect it profoundly through the U.S. Federal Reserve. This guide clearly explains that connection, how it transmits to Panama's mortgage market, and what it means for buyers, investors, and landlords in 2026.
Living in Punta Pacífica, Panama: The Complete Guide to the City's Most Exclusive Neighborhood (2026)
Punta Pacífica is Panama City's most premium residential address: oceanfront luxury towers, Central America's top private hospital, and everything you need within walking distance. This guide tells you exactly what it's like to live here, what it costs, and who it makes sense for.
How to Estimate the Return on a Pre-Construction Apartment in Panama (2026)
Buying a pre-construction apartment in Panama can generate appreciation before you even get the keys, plus rental income afterward. But estimating those numbers correctly takes more than multiplying the rent by twelve. This guide shows you how to do it right, with real examples and the variables that get underestimated most.